My New Blog

Beyond DSCR in Woodside: Smarter Non-QM Financing with Pacific Rate
December 25th, 2025 2:46 PM

Non-QM Jumbo Loans in Woodside: Silicon Valley's Hidden Gem

Woodside estates ($4M-$30M) on multi-acre lots require financing beyond standard DSCR programs. Non-QM jumbo loans accommodate this rural luxury market's unique characteristics.

Woodside Property Challenges

This forested enclave presents specific issues:

• Large acreage estates

• Equestrian properties

• Tech executive buyers

• Zero rental market data

Non-QM Programs for Woodside

Bank Statement Loans

Popular with tech leaders:

• Silicon Valley founders

• Venture capital partners

• Tech executives with equity comp

• Serial entrepreneurs

Asset Depletion Options

Common for high-net-worth buyers:

• Stock portfolio qualification

• Post-IPO liquidity

• Investment account leverage

• Retirement assets

Woodside Loan Features

• Loans: $2M - $30M

• Down: 25-35%

• Credit: 720+

• Close: 35-45 days

Recent Woodside Deal

$15M equestrian estate - Asset depletion for tech founder. Used venture capital holdings. 40-day close.

Contact Pacific Rate

Direct: (818) 880-1466

24/7: (630) 332-9115

Email: kiani105@yahoo.com

Pacific Rate - NMLS #329956

Ready to Secure Your Financing?

Contact Pacific Rate Today:

?? For Immediate Response:
(818) 880-1466

?? 24/7 Support:
(630) 884-1362

?? Email:
support@pacificrate.com

Pacific Rate - NMLS #329956
Serving California's Luxury Real Estate Markets


Posted in:General
Posted by Tony Kiani on December 25th, 2025 2:46 PMPost a Comment

Subscribe to this blog

Archives:

My Favorite Blogs:

Sites That Link to This Blog: