Non-QM Jumbo Loans in Los Altos: Tech Executive Home Financing Los Altos ($3M-$15M median) serves Silicon Valley's tech elite. When DSCR loans fail due to income complexity, Non-QM programs provide alternative qualification paths. Los Altos Market Dynamics This tech hub presents unique lending scenarios: • High concentration of startup equity holders • Complex executive compensation packages • Strong school district premiums • Tech industry income volatility Non-QM Solutions for Los Altos Buyers Bank Statement Programs Ideal for tech professionals: • Startup founders pre-IPO • Angel investors and VCs • Tech consultants • Serial entrepreneurs Asset-Based Qualification Perfect for stock-rich buyers: • Pre-IPO equity conversion • RSU and option portfolios • Investment account leverage • Retirement asset utilization Los Altos Loan Features • Loan Size: $1.5M - $15M • Down: 20-30% • FICO: 680+ (720+ best rates) • Close: 25-35 days Recent Los Altos Closing $5.8M downtown purchase - Bank statement approval for Google exec. Qualified on deposits, not W-2. 28-day close. Contact Your Los Altos Specialist Direct: (818) 880-1466 24/7: (630) 332-9115 Email: kiani105@yahoo.com Pacific Rate - NMLS #329956 Ready to Secure Your Financing? Contact Pacific Rate Today: ?? For Immediate Response: (818) 880-1466 ?? 24/7 Support: (630) 884-1362 ?? Email: support@pacificrate.com Pacific Rate - NMLS #329956 Serving California's Luxury Real Estate Markets