?? FHA Mortgage Loans for entire state of California Low Down Payment • Flexible Credit Requirements FHA loans are ideal for first-time homebuyers or those with limited down payment funds. Backed by the Federal Housing Administration, these loans offer flexible qualification requirements and low down payments. Why Choose Pacific Rate? ? As Low as 3.5% Down Payment ? Lower Credit Score Requirements ? Competitive Interest Rates ? First-Time Buyer Friendly ? Gift Funds Allowed ? Government-Backed Security Our Process 1 Pre-qualification with minimal documents 2 Complete FHA loan application 3 FHA property inspection & appraisal 4 Final underwriting approval 5 Close on your new home Contact Us Today ?? 24/7: (630) 332-9115 ?? Immediate Assistance: (818) 880-1466 ?? support@pacificrate.com ?? www.pacificrate.com Pacific Rate NMLS #329956 | Licensed Mortgage Lender Serving California | Professional Mortgage Services