PACIFIC RATE MORTGAGE NO-RATIO LOAN (ASSET-BASED) When Others Say No... We Say YES. No-Ratio Loan (Asset-Based) in Laguna Beach, CA By: Pacific Rate Tel: 818-880-1466 Email: support@pacificrate.com www.PacificRate.com Solutions for Complex, High-Value and Non-Traditional Loan Scenarios * We approve borrowers other lenders decline * Flexible underwriting for unique income structures * Fast decisions with concierge level support * Specialists in luxury and non-QM financing * Bank Statement, P&L, and Asset Qualifier programs * Interest Only and Portfolio lending options We fund what traditional lenders can't - turning obstacles into approvals. CA NMLS #329956 | CA Real Estate Broker License #01730065