Non-QM Jumbo Loans in Hillsborough: Peninsula's Most Exclusive Address Hillsborough estates ($5M-$30M) require financing beyond traditional DSCR programs. Non-QM jumbo loans accommodate this elite Peninsula community's unique market dynamics. Hillsborough Financing Challenges This gated community presents specific obstacles: • Large estate properties with minimal rental precedent • Tech industry executive compensation structures • Premium property taxes and maintenance • Limited investment property comparables Non-QM Programs Available Bank Statement Qualification Designed for business owners and executives: • 12-24 month deposit history • Business or personal accounts accepted • Expense factor adjustments • No tax return requirement Asset Depletion Loans Popular with high-net-worth buyers: • Stock portfolios and investments • Retirement account utilization • Trust and estate assets • Combined asset strategies Program Details • Loan Amounts: $2.5M - $30M • LTV: 65-75% max • Credit: 700+ required • Timeline: 35-45 days typical Hillsborough Success Story $12M estate purchase - Asset depletion using tech stock portfolio. DSCR wasn't viable. Closed in 42 days. Get Started Today Call: (818) 880-1466 24/7: (630) 332-9115 Email: kiani105@yahoo.com Pacific Rate - NMLS #329956 Ready to Secure Your Financing? Contact Pacific Rate Today: ?? For Immediate Response: (818) 880-1466 ?? 24/7 Support: (630) 884-1362 ?? Email: support@pacificrate.com Pacific Rate - NMLS #329956 Serving California's Luxury Real Estate Markets