Non-QM Jumbo Loans in Orinda: East Bay's Premier Community Orinda properties ($1.5M-$5M) offer East Bay luxury with challenging DSCR scenarios. Non-QM programs provide alternative qualification for this exclusive community's buyers. Orinda Market Dynamics This hillside community faces specific challenges: • Bay Area professional community • Elite school district pricing • View property premiums • Limited rental market data Non-QM Solutions for Orinda Bank Statement Programs Designed for professionals: • San Francisco commuters • Business owners • Tech professionals • Medical specialists Asset-Based Qualification Popular with investors: • Investment portfolios • Retirement accounts • Real estate holdings • Business assets Orinda Loan Specifications • Loan Size: $800K - $5M • LTV: 75-80% • FICO: 680+ • Timeline: 25-35 days Orinda Success Story $2.8M hillside home - Bank statement approval for business owner. Strong deposits compensated for DSCR shortfall. 30-day close. Contact Your Orinda Expert Call: (818) 880-1466 24/7: (630) 332-9115 Email: kiani105@yahoo.com Pacific Rate - NMLS #329956 Ready to Secure Your Financing? Contact Pacific Rate Today: ?? For Immediate Response: (818) 880-1466 ?? 24/7 Support: (630) 884-1362 ?? Email: support@pacificrate.com Pacific Rate - NMLS #329956 Serving California's Luxury Real Estate Markets