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Non-QM Jumbo Loans in Monte Sereno: South Bay's Hidden Luxury Market
December 25th, 2025 2:27 PM

Non-QM Jumbo Loans in Monte Sereno: South Bay's Hidden Luxury Market

Monte Sereno properties ($2M-$8M) require flexible financing solutions. Non-QM programs serve this exclusive Silicon Valley enclave when DSCR underwriting fails.

Monte Sereno Market Dynamics

This gated community presents unique scenarios:

• Tech industry concentration

• Executive compensation complexity

• Premium school access

• Limited rental precedent

Non-QM Solutions Available

Bank Statement Programs

Ideal for professionals:

• Tech executives

• Startup founders

• Business consultants

• Medical specialists

Asset-Based Qualification

Perfect for stock-rich buyers:

• Tech stock portfolios

• Investment accounts

• Retirement assets

• Trust holdings

Program Details

• Loan Range: $1M - $8M

• LTV: 70-80%

• FICO: 680+

• Timeline: 28-35 days

Monte Sereno Success Story

$3.9M purchase - Bank statement approval for Apple exec. Qualified on deposits. 29-day close.

Get Started Today

Call: (818) 880-1466

24/7: (630) 332-9115

Email: kiani105@yahoo.com

Pacific Rate - NMLS #329956

Ready to Secure Your Financing?

Contact Pacific Rate Today:

?? For Immediate Response:
(818) 880-1466

?? 24/7 Support:
(630) 884-1362

?? Email:
support@pacificrate.com

Pacific Rate - NMLS #329956
Serving California's Luxury Real Estate Markets


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Posted by Tony Kiani on December 25th, 2025 2:27 PMPost a Comment

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