Non-QM Jumbo Loans in Bel Air: Luxury Property Financing Beyond DSCR Bel Air's ultra-luxury market demands specialized financing. When DSCR underwriting fails on your $8M+ estate, Non-QM jumbo loans provide the solution for qualified high-net-worth buyers. The Bel Air DSCR Challenge Bel Air properties ($5M-$50M+) face systematic DSCR failures: • Rental comps don't exist for estates • Carrying costs exceed realistic rental income • Luxury features don't generate proportional rent • Traditional underwriting breaks at this price point Non-QM Jumbo Solutions for Bel Air Bank Statement Programs Qualify using business or personal deposits. Ideal for: • Tech executives with stock compensation • Entertainment industry professionals • Medical practice owners • Serial entrepreneurs Asset-Based Qualification Convert investment portfolios into qualifying income: • Brokerage accounts (80% loan-to-value) • Retirement assets (60% LTV) • Trust portfolios (70% LTV) • Combined asset approach for maximum leverage Bel Air Loan Parameters • Loan Size: $3M - $25M (super jumbo available) • Down Payment: 25-35% • FICO Requirements: 700+ preferred • Closing Timeline: 30-45 days • Entity Ownership: Full LLC and Trust support Why Bel Air Buyers Choose Non-QM Traditional loans weren't designed for ultra-luxury markets. Non-QM programs recognize that Bel Air buyers have qualification beyond W-2 income and rental cash flow. Work with Bel Air's Non-QM Specialist Direct Line: (818) 880-1466 24/7 Available: (630) 332-9115 Email: kiani105@yahoo.com Pacific Rate - Powered by NEXA Mortgage | NMLS #329956 Ready to Secure Your Financing? Contact Pacific Rate Today: ?? For Immediate Response: (818) 880-1466 ?? 24/7 Support: (630) 884-1362 ?? Email: support@pacificrate.com Pacific Rate - NMLS #329956 Serving California's Luxury Real Estate Markets