Hillsborough's Peninsula estates ($4M–$30M+) represent the Bay Area's luxury pinnacle. When DSCR can't support your transaction, Pacific Rate provides Non-QM solutions. Why DSCR Doesn't Work Super-jumbo loan amounts Property taxes exceeding $35,000/year Large estate properties Sophisticated ownership structures Non-QM Solutions Bank Statement Programs: Qualify using actual business or personal deposits. 12-24 month options. No tax returns required. Ideal for business owners and professionals. Asset Depletion: Substantial portfolios become income. Stocks, bonds, savings, retirement accounts. Perfect for high-net-worth buyers. Target Buyers Tech industry executives Business owners and CEOs Retired executives Family office buyers Property Categories Large estate properties Private gated estates Hillside luxury homes Second homes and investments Our Approach Evaluate your financial profile Structure optimal Non-QM solution Access private and portfolio lenders Provide white-glove service Close efficiently Pacific Rate: Where Hillsborough sophistication meets financing expertise. Ready to Secure Your Financing? Contact Pacific Rate Today: ?? For Immediate Response: (818) 880-1466 ?? 24/7 Support: (630) 884-1362 ?? Email: support@pacificrate.com Pacific Rate - NMLS #329956 Serving California's Luxury Real Estate Markets