Portola Valley's exclusive hillside community ($2.5M–$18M+) requires flexible financing. Pacific Rate provides Non-QM solutions when DSCR doesn't support your transaction. Why DSCR Falls Short Luxury hillside properties High property values and taxes Tech industry buyer profiles Entity ownership preferences Our Non-QM Programs Bank Statement Non-QM: Qualify using 12-24 months of deposits. Business or personal accounts. No tax returns. Ideal for entrepreneurs and self-employed professionals. Asset Depletion: Liquid assets = qualifying income. Brokerage accounts, savings, retirement funds. Perfect for high-net-worth buyers. Target Candidates Tech executives Business owners and consultants Retired professionals Real estate investors Property Categories Hillside luxury estates Woodland properties Private gated homes Second homes and investments Why Pacific Rate Silicon Valley expertise Non-QM structuring mastery Rapid approvals Multiple lender options Don't let DSCR limitations stop your Portola Valley purchase. Pacific Rate finds the path forward. Ready to Secure Your Financing? Contact Pacific Rate Today: ?? For Immediate Response: (818) 880-1466 ?? 24/7 Support: (630) 884-1362 ?? Email: support@pacificrate.com Pacific Rate - NMLS #329956 Serving California's Luxury Real Estate Markets